All registered full-time international students (including undergrad, graduate, exchange, and RUFP) studying at Ryerson with a valid study permit are required to be enrolled in a province-wide private insurance plan, called the University Health Insurance Plan (UHIP). This mandatory health insurance is a government replacement plan that provides medical coverage comparable to that of OHIP for Ontario residents. UHIP coverage is for a twelve month period running from September 1 to August 31 of each academic year.
Services covered by UHIP include hospital and physician services, x-rays and annual exams. Students can visit the Summary of Coverage page to learn more about the types of services that are covered by UHIP and those that are not covered.
International students can contact International Student Services at 416-979-5000 ext. 6655, email@example.com or visit us in POD-50A for information and advice about UHIP coverage, as well as assistance with special issues or questions.
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Enrollment & Electronic UHIP Card
ISS will automatically enroll all international students including exchange students in UHIP for the twelve month period from September 1st to August 31st of the current academic year. You must visit International Student Services to ensure that you are enrolled in UHIP.
It is very important for you to:
UHIP for Spouses & Dependent Children
Health insurance coverage is mandatory for spouses and dependent children who are accompanying or visiting an international student. Couple or family coverage must be obtained (additional fee) to include your family members while they are staying in Canada. Spouses and children must be enrolled in UHIP within 30 days of their arrival in Canada or a late fee will be added to the UHIP premium fee. In order to enroll your spouse and/or children you must:
UHIP Extension When Graduating
UHIP coverage will expire on August 31st each year that you are enrolled, however, after completing your studies you are eligible for a short-term extension of your UHIP coverage up to 60 days (i.e. two months, September 1st to October 31st). The premium fee for two months of coverage will be applied to your RAMSS.
If you are graduating and would like to extend your UHIP for coverage for the two month period, please visit ISS in POD-50A to make this request.
In some cases students may be required to pay the health costs on their own and request reimbursement from Sun Life by submitted a UHIP claim. To request payment from Sun Life for any medical expenses covered by UHIP, an international student must:
*You should always have a claim form with you for all doctor visits. If charged, have your doctor fill in Section 4 and Section 5 of the form.
For any inquiries related to claims you may contact Sun Life at 1-866-500-8447 or firstname.lastname@example.org.
Preferred Provider Network of Hospitals
It is very important that international students requiring clinical and hospital services use the UHIP "Preferred Provider Network" (PPN) to ensure that they are not personally responsible for a portion of the costs for their medical treatment. A list of PPN hospitals can be found on the UHIP website.
The nearest off-campus clinic is:
Appletree Medical Centre, 275 Dundas St. West, Tel: 416-722-2370
The nearest hospital is:
St. Michael's Hospital, 30 Bond Street, Tel: 416-360-4000