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Your full-time or part time status is not determined by the part-time or full-time program you are enrolled in at Ryerson. A part-time student for the purposes of receiving OSAP funding meets the following criteria:

  • You are enrolled in an OSAP eligible degree program or OSAP eligible certificate.
  • You are enrolled in 1-2 billing units (per term) for at least 12 weeks. This is considered a 20-40% course load
  • If you self-identify as a student with a Permanent Disability you must be enrolled in 1 billing unit for at least 12 weeks. This is considered a 20% course load.

Undergraduate students can use their Ryerson Calendar to verify the number of billing units for your individual courses. You can also review your RAMSS account to determine how many billing units you are enrolled in.

Part-time funding is based on the cost of your tuition, compulsory fees, book and equipment costs only.

Based on the OSAP course load requirements, you may be a part-time student for one term, and a full-time student for another term. If this is the case you would need to submit a separate application for each term.

Step 1: Check Your Eligibility

Once you have determined the number of billing units you plan to take, you are required to meet the following criteria. You must:

  • be a Canadian citizen, permanent resident or have protected person status; international students are ineligible.
  • be an Ontario resident. This means that Ontario is the last province that you have lived in for at least 12 consecutive months without attending full-time postsecondary school.
  • verify that your program is approved for OSAP.
  • be neither in default on a previous OSAP student loan nor on OSAP restrictions.
  • maintain satisfactory OSAP academic progress while receiving OSAP aid.
  • have demonstrated financial need as calculated by the government.

Your OSAP eligibility may be affected by the following factors:

  • Dropping courses.
  • Adding courses which changes you to full-time status during the year.
  • Withdrawing from your program.
  • Failing courses.

In order to remain eligible for OSAP, the government expects you to successfully complete and pass your courses. Frequent or multiple program switches, course drops, withdrawals or repeats of courses indicate a lack of academic progress and direction.

If you have concerns about your academic performance please send an email to or visit the ServiceHub at POD150.

Step 2: Apply Online and Submit Your Documents

The part-time OSAP application begins online although you will need to come in person to finalize your loan (see step 5). You will be required to complete the Part-Time OSAP Application Cover PagePDF.

Step 3: Meet With a Student Financial Assistance Advisor

You will be contacted by email to visit the ServiceHub at POD150 once your Canada Student Loan Agreement for Part-Time Students and your Funding certificate are available. Please carefully note the deadline to visit the ServiceHub as extensions cannot be accommodated. You must bring a Canadian government-issued photo identification that has not expired and your social insurance number card. OSAP regulations do not permit us to release/discuss funding or details of your assessment unless you present both pieces of identification.

Step 4: Submit Your Loan Document

Complete and sign your Canada Student Loan Agreement for Part Time students and your funding certificate, then take it to any participating Canada Post outlet in your area.  It is important to note that not all Canada Post outlets will accept loan documents.  For a list of participating outlets please visit,

When you receive any Canada Student Loan or Ontario Student Loan, you assume the following responsibilities:

  • Agree to use this loan assistance to pay your academic fees to Ryerson University first and then to cover any other educational and living expenses related to your studies.
  • To make appropriate repayment arrangements with your lender when you cease part-time studies.
  • To promptly advise our office of any changes if:
    • You reduce your course load
    • You change your program of study
    • You fail to progress academically
    • You withdraw from your studies
    • There is a change in your marital status
    • Your (or your family’s) financial situation changes
Step 5: Repaying Your Loan

When your studies come to an end, you will be contacted by the National Student Loan Service to begin the repayment of your loans.

To estimate your loan repayment, use the online OSAP Repayment Calculator.

For a video on loan repayments, visit the OSAP website.

You are required to report any changes made to your OSAP status. These changes include if:

  • You reduce your course load
  • You change your program of study
  • You fail to progress academically
  • You withdraw from your studies
  • There is a change in your marital status
  • Your (or your family’s) financial situation changes

Submit the PDFInformation Change Form to report any of the changes listed above. Email if you have more questions.