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Thank you for your continuing support of students. While we prepare for a broader return to campus in the winter semester, we encourage anyone wishing to make a donation to do so via our secure online donation form. Tax receipts will be sent automatically by email. 

For any questions regarding your donation or receipt please email Sergio Chiodo at schiodo@ryerson.ca Thank you.

Types of Planned Gifts

In Canada the remaining value of RRSPs/RRIFs become fully taxable as income in the year of death unless they are rolled over to a surviving spouse or dependent child.  To help offset this tax burden, your estate can claim charitable donations of up to 100% of your net income.  

To facilitate this, you can name Ryerson University as a sole or joint beneficiary of your RRSP or RRIF by requesting a beneficiary designation form from the financial institution that manages your funds. A charitable tax receipt for the value of your gift will be issued to your estate upon your death.  

RRSP/RRIF gift intentions can be confidential and can be revoked at any time if your personal or financial circumstances change.

Have you already designated Ryerson University as a beneficiary of your RRSP/RRIF?  Please let us know so that we can properly thank you and welcome you as a member of the Ryerson Society, a group of members who have made a future provision to Ryerson University through the establishment of a gift in their estate plan.

If you would like to notify us of your intended gift please fill out this Planned Gift Confirmation Form or contact Mira Claxton at mira.claxton@ryerson.ca.

Gifts of life insurance can be combined with other forms of giving to establish a lasting legacy for future generations of Ryerson students.  You can leave a significant legacy with a gift of life insurance, much larger than the total of your premiums.

There are several ways to make a gift of life insurance to Ryerson University:

  1. You can purchase a new policy and name Ryerson University as the owner and beneficiary. The premiums you pay for the policy can qualify for a charitable tax receipt.
  2. You can transfer ownership of an existing life insurance policy to Ryerson University. You will receive a charitable tax receipt for the fair market value of your life insurance policy at the time of the transfer.
  3. You can name Ryerson University as a beneficiary of an existing life insurance policy.   Your estate will receive a charitable tax receipt in an amount equal to the proceeds paid to Ryerson University.

A gift of life insurance can be confidential because the gift occurs outside of your will and probate.

Have you already made a gift of life insurance to Ryerson University?  We would appreciate you letting us know so that we can properly thank you and welcome you as a member of the Ryerson Society, a group of members who have made a future provision to Ryerson University through the establishment of a gift in their estate plan.

If you would like to notify us of your gift please fill out this Planned Gift Confirmation Form or contact Mira Claxton at mira.claxton@ryerson.ca

A charitable gift annuity enables you to give a lump sum to Ryerson University and receive periodic income in return, usually on a monthly, semi-annual or yearly basis. It’s designed for retirees and is most beneficial for those aged 70 or over.

To establish a gift annuity you make an irrevocable gift of capital to Ryerson University.  A portion of the funds (a minimum of 25 per cent) becomes an immediate donation for which a charitable tax receipt is issued.  The remainder of the funds are used by Ryerson University to purchase an annuity from a reputable licensed commercial insurance company.  The annuity pays the donor a fixed annual income the value of which is dependent on interest rates, your age and the size of your gift.  Upon your death, the remaining balance of the funds will be used for the intended purpose at Ryerson University.

If you decide to donate with a charitable gift annuity, we would appreciate you letting us know so that we can properly thank you and welcome you as a member of the Ryerson Society, a group of members who have made a future provision to Ryerson University through the establishment of a gift in their estate plan.

If you would like to notify us of your gift please fill out this Planned Gift Confirmation Form or contact Mira Claxton at mira.claxton@ryerson.ca.

Ryerson University accepts gifts of publicly-traded shares and mutual fund units.

Rather than selling securities and donating the sales proceeds to Ryerson, electronically transferring your securities donation directly to Ryerson University’s brokerage account may result in a better tax benefit.

The charitable receipt value of the shares will be based on the closing trading price on the day that Ryerson University receives delivery of the shares.

Talk to your financial advisor about what would be most beneficial for you, as in some cases, donating shares with capital loss may be advantageous.

Please contact us for further details and we will be happy to provide you with the information you and your broker need to make your donation of securities easy for you.

PDF fileDonwload the Gift of Securities form.

Please contact Mira Claxton if you would like more information on this type of gift or to discuss how you can designate your gift to a specific area at Ryerson that is most important to you.

Mira Claxton
Director of Development, Planned Giving
mira.claxton@ryerson.ca
416-979-5000 ext.553793

This information is intended to assist you with your estate planning. It is not legal or financial planning advice, and should not be relied upon as a substitute for professional advice. We strongly recommend that you seek professional legal and/or financial advice on your estate planning.