The Ontario Student Assistance Program (OSAP) provides loans and grants to help you come to university. If you’re taking 1.0 to 2.5 units a term, you can apply for Part-Time OSAP (1.0 to 1.5 units, if you have a permanent disability)*. If you’re taking more courses than that, please apply for Full-Time OSAP.
When you apply for Part-Time OSAP, you’ll be considered for funding to help with your tuition, books, and fees — just make sure you have a plan to cover your living expenses. Also, note that you have to re-apply for part-time OSAP every semester (i.e. separate application for fall, winter, and spring/summer).
*Note: Graduate students in a part-time program, regardless of their course load, must apply for part-time OSAP.
Can I be full-time and part-time in the same year?
Yes! If you were, for example, taking 1.5 units in the Fall and 3.0 units in the Winter, you would submit two applications — one for Part-Time OSAP and one for Full-Time OSAP. If you have questions about the process, be sure to let us know.
Follow our step by step guide below to apply for Full-Time OSAP!
We recommend submitting your OSAP application and all required documents at least two months before you begin your studies. This will ensure your OSAP is processed and ready to go for the start of term.
For final application and document submission deadlines, check out the Important Dates page.
At the end of your application, scan and upload any required documents to your OSAP account. Your required documents are listed on your OSAP application.
Document processing usually takes about 3 to 6 weeks from your date of submission for review, with longer processing times at the start of term (6 to 10 weeks). When your documents have been processed, your will receive a status update via your OSAP message centre. Keep an eye on your OSAP message centre regularly — if we need anything else from you, we’ll be in touch through there.
When your documents have been processed, you will receive a funding update communication through your OSAP message centre.
Our office will confirm your enrolment electronically and your funding will be released via online disbursement. Funding will first be directed to your Ryerson student account (RAMSS) to be applied towards outstanding tuition. The remaining funding (if any) will be directed to your bank account.
Check your RAMSS account to make sure your OSAP shows up and to ensure your fees are paid by the deadline.
Important: Students must re-apply for part-time OSAP each semester (i.e. fall, winter, and spring/summer each require their own application).
We check your academic progress at the end of every semester. As an OSAP recipient, you are expected to pass all of the courses for which you received part-time OSAP funding. Don’t worry — we’re not checking your academic average; OSAP academic progress is assessed on a pass/fail basis.
Please note that OSAP Academic Progress/Probation is not the same as Ryerson Academic Probation.
If you’re returning to part-time studies — within six months of the end of your study period — you have two options to stay out of repayment and maintain interest-free status:
Not returning to part-time studies? Learn more about repaying your loans on the OSAP website.