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Cynthia Holmes' research interests are real estate finance and housing policy. In the real estate finance area, she conducts research about the default and prepayment risk of residential and commercial mortgages, the accurate measurement of real estate prices and the portfolio implications of the risk and return characteristics of real estate and mortgage assets. On the housing policy side, she investigates policy decisions regarding the condition and affordability of housing for low-income families and the effect of neighborhood characteristics on housing.
She has received research grants from the Real Estate Research Institute, Ryerson University, FSU and the Schulich School of Business. Her doctoral dissertation entitled Three Essays on Commercial Mortgages won the Real Estate Research Institute Doctoral Fellowship. Her work has been published in peer-reviewed academic journals and presented at many academic conferences. She is a member of CREW, ARES and AREUEA and is the faculty advisor for the student club Real Estate Ryerson.